With plots, the paperwork is where most problems start. Before you pay even a token amount, make sure these are in order. We check them for every plot we recommend.
1. Layout approval
The layout should be approved by the relevant planning authority — for example BDA, BMRDA or BIAAPA depending on the location. Ask for the approved layout plan and match your plot number to it.
2. Land conversion
Agricultural land has to be officially converted for residential use (a DC conversion order). Plots on unconverted land can be hard to register, finance or build on.
3. RERA registration
Plotted developments above a certain size must be registered with Karnataka RERA. Check the registration number on the RERA portal and read the declared timelines.
4. Title and ownership
- A clear title chain, ideally going back 30 years
- Encumbrance certificate (EC) showing no loans or disputes
- RTC / pahani records, where relevant
- Sale deed history of the land
5. Khata
The khata records the property with the local body and matters for tax, loans and future building approvals. Understand which khata the plot will have and what that means for you.
6. On the ground
- Visit the site and check the plot boundaries and access road
- Ask what infrastructure is already built — roads, water, power, drainage — and what is only promised
- Check the setback and building rules if you plan to build
7. Get it reviewed
Always have an independent property lawyer review the documents. It’s a small cost compared with the price of a problem.
This checklist is general information, not legal advice. Requirements vary by location and change over time.